Earn $40 when you Direct Deposit $400 in 60 days* | Get Yours »

Netspend® Debit Account

Manage your money, your way.

Reload your Netspend® Debit Account on the go, use it securely online, and enjoy the ease of digital banking.

  • No credit check1

  • No minimum balance required

  • No activation fee2

LIMITED TIME OFFER:

*Receive a $40 credit when you Direct Deposit $400 in 60 days. Banking services provided by Pathward®, N.A., Member FDIC.

Netspend® Debit Account gets you further, faster.

Here's what you get:

Get Paid Earlier

Access your payday up to 2 days earlier3 with Direct Deposit to your Netspend® Debit Account.

Cash Back Offers

Earn cash back offers on qualifying purchases with Payback Rewards.SM4

Optional Debit Card Overdraft Service

Enroll in the available Overdraft Service.5

Optional Savings Account

Earn up to 6.00% Annual Percentage Yield with our Savings Account and watch your savings grow.6

Trusted by Millions. And counting.

Let's get started

Where should we send your card?

Choose your look


Questions?


Once your identity is verified and your account is registered, your funds on deposit in your Netspend prepaid, debit and savings accounts are FDIC insured up to $250,000 through your issuing bank ("Issuing Bank"), which is Pathward, N.A., Republic Bank & Trust Company, or The Bancorp Bank, N.A., Members FDIC, subject to certain conditions including regulatory requirements for FDIC pass-through insurance and the aggregation of all funds held on deposit in the same capacity at the Issuing Bank. Pathward, N.A. may place your funds at one or more participating FDIC-insured banks (www.pathward.com/programbanks). FDIC insurance protects against the failure of the Issuing Bank, not the failure of Ouro Global, Inc. ("Ouro"). Ouro, a financial technology company, is not a bank and is not FDIC insured. Your Issuing Bank is identified on the back of your card and in your account agreement.